Credit Manager
Year Jhansi, Uttar Pradesh, India
Job Description
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:
- Appraise /underwrite the loan.
- Manage the entire credit application process.
- Manage quality of portfolio
- Evaluate potential customers\xe2\x80\x99 creditworthiness, bank statements, GST records to evaluate borrowers\xe2\x80\x99 income & expense data.
- Maintain detailed records of loans.
- Approve or reject loan requests from customers as per set standards.
- Create a credit scoring model to assess risks.
- Collect credit and varied documents from customer as well as third parties require to support decision of loan approval.
- Physical PD to loan applicant (Shop, Stock, Books/Register, Balance sheet, ITR, Bills etc.)
- Proven 3 yrs. work experience as a Credit Manager (Banking/NBFC)
- Solid understanding of lending procedures
- Excellent analytical & negotiation skills.
- Good communication skills.
- Detail orientated.
- Any graduate, MBA
- Cell phone reimbursement
- Health insurance
- Leave encashment
- Life insurance
- Provident Fund
- Day shift
- Monday to Friday
- Morning shift
- Performance bonus
- Yearly bonus
- Jhansi, Uttar Pradesh: Reliably commute or planning to relocate before starting work (Required)
- total work: 3 years (Preferred)
- Health insurance
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Job Detail
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Job IdJD3054425
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IndustryNot mentioned
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Total Positions1
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Job Type:Full Time
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Salary:Not mentioned
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Employment StatusPermanent
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Job LocationJhansi, Uttar Pradesh, India
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EducationNot mentioned
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ExperienceYear