Job Description

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• Gathers and analyzes loan applicantsxe2x80x99 financial data to evaluate risk.
• Assesses creditworthiness of individuals, companies, and institutions.
• Collaborates with other financial experts to approve or deny loans.
• Makes recommendations about whether to increase, adjust, extend, or close lines of credit.
• Undertakes risk analysis using regional, sector-specific, environmental, and other financial data.
• Prepares and presents credit reports.
• Completes quality assurance reviews.
• Gauges market trends.
• Monitors and adheres to collateral compliance covenants.
• Ensures that all loans are made in adherence with federal, state, and local financial regulations.
• Analyzes data to verify information and uncover fraud.
• Helps to update and improve credit rating criteria.
• Authors documents on credit risk and related financial matters.
• Communicates credit decisions and policies to fellow employees and credit applicants.
• Oversees or undertakes document preparation.

Equitas Small Finance Bank