:JOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance
Managing team of Credit Managers
Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based )
Under writing cases with desired level of quality and enabling achievement of branch business target by proper training.
Visiting customers for personal discussions and deal structuring
Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained
To evaluate proposals of customers for Home Loans, Loan against Property
Decision making within defined TAT
Understanding of property related aspects (like legal title and market value of the property) is an added advantage
Coordinating with sales, operations, legal, technical and customer service
Job Requirements:
Qualification- CA with relevant underwriting experience
Job Knowledge -
o Technical underwriting experience o Analytical skills
Skills & Experience -
o Experience of 2-4 years in relevant working capital products is desired, o Should be able to handle time bound activities effectively o Should be an effective team player. o Should have a sense of urgency & keenness to learn.