Job Description

CREDIT OPERATIONS (Shift - APAC and MEA)About Business line/Function:The Credit Administration team in company\'s is responsible in

• Documentation control to ensure that terms & conditions of Facility Documents conform to credit decision and legal requirement.
• Validate fulfilment of conditions precedent, control limit availability in systems (Atlas II and CAT) in conformity to credit decisions and documentations, follow up on condition subsequent, documents/temporary waiver
• To certify/validate the risk data integrity in risk systems, Atlas II, RGM, CAT, and CRF in conformity with credit decision and of risk data related to Guarantors and guarantee records.
• To regularly report and monitor any anomalies in legal documentation and expiry date of legal documentation.
• To alert Risk Corporate, Business Head and Management on any indication of drift of risk profile during the control missions
• Contribute to successful delivery of systems and control reports enhancement with adequate UATs
• Promote and contribute to the implementation of a common culture and approach within CTM, and promote individual initiative, autonomy and versatility

Position Purpose:The position is located in company\'s (India) and report to ManagerCTM is responsible for ensure credit approvals and credit reviews are updated/documented in a timely manner.Responsibilities:

• Preparation of credit and security documents in line with the credit approvals

• Documentation control to ensure that terms & conditions of Facility Documents conform to credit decision and legal requirement.
• Validate fulfilment of conditions precedent, control limit availability in systems (Atlas II and CAT) in conformity to credit decisions and documentations, follow up on condition subsequent, documents/temporary waiver
• Validate the framework of required covenants in the \'Covenant Manager\' tool, against executed credit agreements
• To certify/validate the risk data integrity in risk systems, Atlas II, RGM, CAT, and CRF in conformity with credit decision and of risk data related to Guarantors and guarantee records
• To regularly report and monitor any anomalies in legal documentation and expiry date of legal documentation.
• To alert Risk Corporate, Business Head and Management on any indication of drift of risk profile during the control missions
• Contribute to successful delivery of systems and control reports enhancement with adequate UATs
• Promote and contribute to the implementation of a common culture and approach within CTM, and promote individual initiative, autonomy and versatility
• After reception of signed legal documents
• In cases where required, prepare additional documents (e.g. registration form for security documents, tenancy consent letter), invoice for set-up fees, memo to relevant department to arrange retrocession payment, etc.
• Collection and follow-up of various fees such as renewal, commitment and upfront fees,.
• Input of the guarantee data in the Received Guarantee Module and keep up to date the data for all credit facilities
• Input covenant framework and testing result in the Covenant Manager tool
• Input required audit financial statement for both customers and guarantors and follow up with Business/ CA to ensure receipt of required audit financial statement

Analyse credit committee decisions and ensure credit review updates are transposed and updated into respective systems. * Ensure control checklists are adequately prepared.

• Monitoring of genuine excess or exceptions for financing m\xc3\xa9tiers products
• Ensure all monitoring and data control Reports (excess, covenants, utilizations, watchlist ETC\xe2\x80\xa6) are adequately prepared, tracked and monitored.

Data maintenance in the systems for MEA- Input and update credit risk data in bank accounting system and FX limits based on credit approval output.- Input and update overdraft rates in bank accounting system based on credit approval output.- Maintenance of monthly KPI reporting/ dashboard- Input required audit financial statement for both customers and guarantors and follow up with Business/ CA to ensure receipt of required audit financial statementAd-hoc tasks

• Contribute to successful delivery of systems and control reports enhancement with adequate UATs
• Participate and contribute local/regional/global projects
• Contribution to Regulatory/IG audits
• Participate and contribute to BCP

Contributing Responsibilities

• To alert Risk Corporate, Business Head and Management on any indication of drift of risk profile during the control missions
• Promote and contribute to the implementation of a common culture and approach within ITO 3C, and promote individual initiative, autonomy and versatility
• Possess a culture of accountability and discipline for management of credit risk data quality
• Clear understanding of data definition in order to secure the data quality
• Direct contribution to company\'s operational permanent control framework.
• Comply with regulatory requirements and internal guidelines

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