Job Description

for a Chartered Accountant (CA) in the Loan Segment:
Position Title: Chartered Accountant (CA) - Loan Segment
Location: Vidyavihar

Job Type: Full-time

Overview:

As a Chartered Accountant specializing in the loan segment, you will be responsible for overseeing the financial aspects related to loans within the organization. This role requires a strong understanding of financial principles, accounting practices, and regulatory compliance in the loan industry.

Key Responsibilities:
Financial Analysis:
Analyze loan applications to assess the financial viability of borrowers.
Evaluate financial statements, credit reports, and other relevant documents to determine the risk associated with loans.
Perform ratio analysis, cash flow analysis, and other financial assessments to make informed lending decisions.
Loan Processing:

Review loan documentation and ensure compliance with regulatory requirements and internal policies.
Coordinate with loan officers, underwriters, and borrowers to gather necessary information and documentation.
Verify the accuracy of loan data and ensure timely processing of loan applications.
Risk Management:
Identify potential risks associated with loan portfolios and recommend appropriate risk mitigation strategies.
Monitor loan performance and assess the impact of economic factors on loan portfolios.
Implement risk management frameworks and controls to minimize credit risk exposure.

Compliance:
Stay updated on regulatory changes and ensure compliance with applicable laws and regulations.
Prepare regulatory reports and submissions as required by regulatory authorities.
Conduct internal audits to ensure adherence to compliance standards and best practices.
Financial Reporting:
Prepare financial reports, including loan portfolio reports, for management and regulatory purposes.
Analyze financial data to identify trends, variances, and areas for improvement.
Provide financial insights and recommendations to senior management to support decision-making processes.

Relationship Management:
Build and maintain relationships with internal stakeholders, including loan officers, underwriters, and senior management.
Liaise with external parties, such as auditors, regulators, and financial institutions, as necessary.

Qualifications and Skills:
Qualified Chartered Accountant (CA) with relevant experience in the loan segment.
Strong understanding of financial principles, accounting standards, and regulatory requirements.
Excellent analytical skills with the ability to interpret complex financial data.
Knowledge of loan processing procedures, credit risk assessment, and compliance frameworks.
Proficiency in financial analysis tools and software.
Effective communication skills with the ability to interact with stakeholders at all levels.
Attention to detail and ability to work under pressure to meet deadlines.
Problem-solving skills and ability to make sound judgments in complex situations.

This job description serves as a general guideline for the responsibilities and qualifications expected of a Chartered Accountant specializing in the loan segment. Specific duties and requirements may vary depending on the organization and industry context.

Job Types: Full-time, Permanent

Pay: ?20,000.00 - ?30,000.00 per month

Schedule:

• Day shift

Supplemental Pay:

• Performance bonus
• Yearly bonus

Work Location: In person