Job Description

A Business Head for LAP, Home Loans, and Affordable Housing oversees strategy, growth, and profitability across these loan products, ensuring customer acquisition and retention. They lead teams, manage operations, and drive performance in the home loan, loan against property, and affordable housing segments.he key responsibilities of a Business Head for LAP, Home Loans, and Affordable Housing include: * Strategic Leadership: Develop and implement strategies to drive growth, profitability, and market share in home loans, loan against property, and affordable housing segments.

• Team Management: Lead and mentor cross-functional teams, including sales, marketing, credit, and operations, to achieve business targets.
• Product Development: Oversee the design and enhancement of loan products to meet customer needs and market demands.
• Customer Acquisition & Retention: Implement effective marketing and sales strategies to acquire new customers and ensure high levels of customer satisfaction and retention.
• Risk Management: Monitor credit risk, ensure compliance with regulatory standards, and maintain healthy asset quality.
• Performance Analysis: Regularly analyze business performance, market trends, and competitor activities to identify opportunities for improvement.
• Relationship Management: Foster partnerships with financial institutions, real estate developers, and other stakeholders to enhance business opportunities.
• Financial Oversight: Manage budgets, forecasts, and financial goals to ensure profitability and cost efficiency within the business units.

Opportunity learn and grow Learn in a dynamic business environmentExperience in affordable housing is just as critical as expertise in home loans and LAP for a Business Head. The ideal candidate should have:Experience in Affordable Housing Finance: A strong background in the affordable housing sector, including knowledge of government schemes, subsidies, and policy frameworks aimed at making housing accessible to lower-income groups.Market Understanding: Deep understanding of the unique challenges and opportunities in the affordable housing market, including working with developers, financial institutions, and government bodies to drive growth.Product Innovation and Customization: Experience in developing and customizing financial products that cater to the needs of first-time homebuyers and low-to-middle-income customers.Regulatory Knowledge: Familiarity with affordable housing regulations, tax incentives, and loan schemes available under various government programs.Project Management: Experience working on large-scale affordable housing projects, collaborating with developers, local authorities, and financial partners to ensure successful project execution.Customer-Centric Approach: An understanding of the socio-economic factors influencing affordable housing and how to tailor financial solutions to meet the needs of under served populations.The client is one of the leading housing finance companies with a focus on affordable housing segmentLeadership Role: The opportunity to lead and shape the strategic direction of a key business segment within a prominent housing finance company, driving significant growth and impact.Career Growth: The chance to advance to higher executive roles within the organization, with the potential to influence broader business strategies and decisions.Market Influence: The opportunity to work at the intersection of finance, real estate, and government housing policies, gaining exposure to a rapidly evolving sector with high societal impact.Impactful Work: The ability to make a meaningful contribution to improving housing accessibility and affordability for underserved populations, especially in the affordable housing space.Team Leadership: Building and mentoring a high-performing team, fostering professional development, and enhancing leadership skills.Competitive Compensation: Attractive salary and benefits packages, with the possibility of performance-based incentives tied to business growth and success.Exposure to Innovation: Engaging with cutting-edge financial products, digital transformation initiatives, and innovative strategies to drive business performance and enhance customer experience.Networking Opportunities: Building relationships with key stakeholders, including real estate developers, financial institutions, and government bodies, offering career networking opportunities at a senior level.Professional Recognition: Being part of an organization that values leadership and innovation in the affordable housing sector, leading to increased industry visibility and credibility.

Michael Page