:Job Title: Business Banking Manager, ASLocation: Surat, IndiaRole Description
Branch Banking is the liability business for Deutsche Bank present in 17 locations across India. This carters to a wide variety of population through its distinct channels like Personal banking, Private Banking and Business Banking.
The primary objective is to enhance the value of the existing lending portfolio and generate new liability business including CASA, deposits, AUM (Mutual fund/PMS) & Insurance for the Branch
What wexe2x80x99ll offer youAs part of our flexible scheme, here are just some of the benefits that youxe2x80x99ll enjoy
Best in class leave policy
Gender neutral parental leaves
100% reimbursement under child care assistance benefit (gender neutral)
Flexible working arrangements
Sponsorship for Industry relevant certifications and education
Employee Assistance Program for you and your family members
Comprehensive Hospitalization Insurance for you and your dependents
Accident and Term life Insurance
Complementary Health screening for 35 yrs. and above
Your key responsibilities
Business Clients Credit is responsible for advising/supporting business clients with complex credit financing needs, in line with all applicable regulatory requirements.
To generate liability business like Saving accounts, Current Accounts, FD, AUM (MF & PMS), Insurance
Work includes:
Advising on credit-related client solutions and assessing loans from an income and risk perspective, within the existing credit processes
Be responsible for preparing credit submissions for approval, and the independent application for credit authority or approvals, whilst also monitoring credit exposures and/or any credit material deterioration over the life cycle of the client relationship
Identifying business clientsxe2x80x99 credit needs and proposing suitable products, services and/or solutions
Supporting efforts to gain new business and grow earnings potential from existing clients, e.g. at client conferences
Advising and guiding teams in the development of bespoke products/solutions/platforms
Working with functional and cross-functional colleagues to ensure that products/solutions/platforms meet the needs of the bank/clients. May also participate in the negotiation and execution of mandated transactions with clients
Optimal utilisation of resources, and compliance with defined performance targets keeping in line with relevant internal guidelines/controls and regulatory requirements
Maintaining and growing business contacts and leads in the lending business
Compliance with internal and credit-related regulations, e.g., QS audit results, KWGxc2xa718 etc.
Implementing regulatory KYC requirements, and maintaining compliance with other applicable regulatory requirements and guidelines
Deepening of existing mapped CASA and Investment AUM. Incremental CASA & AUM need to build.
Your skills and experience
The candidate should have experience in servicing and sourcing clients
Applicants are preferred from Banking / Premium club membership / (Paid) High End Credit card sales background.
Candidate should have excellent communication in English and well groomed.
Minimum qualification required is Graduation.
Minimum Exp should be 5 xe2x80x93 10 Years in relevant field.
How wexe2x80x99ll support you
Training and development to help you excel in your career
Flexible working to assist you balance your personal priorities
Coaching and support from experts in your team
A culture of continuous learning to aid progression
A range of flexible benefits that you can tailor to suit your needs
About us and our teamsPlease visit our company website for further information:We strive for a in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.We welcome applications from all people and promote a positive, fair and inclusive work environment.