Business Banking Advisor

Year    Gurugram, Haryana, India

Job Description

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Position Summary:
The Business Banking Advisor is responsible for providing financial solutions and advisory services to small and medium-sized business clients. This role involves understanding clients\' business needs, offering tailored banking products and services, and ensuring a high level of client satisfaction. The advisor works closely with clients to help them achieve their financial goals and grow their businesses. Key Responsibilities:
  • Client Relationship Management:
  • Develop and maintain strong relationships with business clients.
  • Serve as the primary point of contact for clients\xe2\x80\x99 banking needs.
  • Conduct regular meetings with clients to review their financial status and provide advice.
  • Financial Advisory:
  • Analyze clients\' financial statements and business plans.
  • Offer insights and recommendations on financial products and services, including loans, credit lines, deposits, and treasury management solutions.
  • Provide guidance on cash flow management, investment strategies, and risk management.
  • Sales and Business Development:
  • Identify and pursue new business opportunities within the local market.
  • Develop and execute strategies to expand the client base and grow revenue.
  • Work collaboratively with internal teams to cross-sell additional bank products and services.
  • Credit Analysis and Risk Assessment:
  • Evaluate clients\' creditworthiness and prepare detailed credit proposals.
  • Monitor and manage the risk profile of the portfolio.
  • Ensure compliance with bank policies and regulatory requirements.
  • Market and Industry Knowledge:
  • Stay updated on market trends, industry developments, and competitive landscape.
  • Provide clients with relevant market insights and economic updates.
  • Participate in local networking events and industry conferences.
  • Client Education and Support:
  • Educate clients on digital banking platforms and self-service options.
  • Assist clients with the implementation of banking solutions.
  • Provide ongoing support and respond to client inquiries in a timely manner.
Qualifications:
  • Bachelor\'s degree in Business, Finance, Economics, or related field.
  • Minimum of 3-5 years of experience in business banking or financial advisory roles.
  • Strong understanding of financial products, credit analysis, and risk management.
  • Excellent communication, negotiation, and interpersonal skills.
  • Proven ability to build and maintain client relationships.
  • Proficiency in financial analysis and Microsoft Office applications.
  • Familiarity with banking regulations and compliance standards.
Skills and Competencies:
  • Customer-focused mindset with a commitment to delivering exceptional service.
  • Strategic thinking and problem-solving abilities.
  • High level of integrity and professionalism.
  • Ability to work independently and as part of a team.
  • Strong organizational and time management skills.
Work Environment:
This position typically involves working in a professional office setting, with occasional travel to client locations. The role requires regular interaction with clients and internal stakeholders, necessitating effective communication and relationship-building skills. Job Types: Full-time, Permanent, Fresher Pay: \xe2\x82\xb91,200,000.00 - \xe2\x82\xb91,800,000.00 per year Benefits:
  • Health insurance
  • Life insurance
Schedule:
  • Day shift
  • Morning shift
Supplemental pay types:
  • Commission pay
  • Overtime pay
  • Performance bonus
  • Quarterly bonus
  • Yearly bonus
Experience:
  • total work: 4 years (Preferred)
Work Location: In person

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Job Detail

  • Job Id
    JD3314439
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Gurugram, Haryana, India
  • Education
    Not mentioned
  • Experience
    Year