Job Description

Branch Gold Loan Officer

INTERNAL USAGE: (to be removed before publishing externally)

No. of Vacancies: Manager: Branch Operations Head


Is a Team leader? N Team Size: 0


Grade: Officer, AM, DM


Business: Rural Lending Department: ? Rural Lending Gold Sub -
Department: NA


Location: -


About Branch Banking

With branches spread across the country, the branches act as the face of Axis Bank for millions of retail customers and is, hence, an integral part of the Bank?s strategy. Branches play a major role in deposit mobilization from New-To-Bank (NTB) customers, and are also core drivers of the Bank?s customer engagement strategy across products and services


About the Role

Gold Loan Officer is responsible for Gold Loan Operations in the branch.


? Portfolio Profitability - by maintaining Pricing and Fee of the assigned territory.


? Productivity - To ensure the minimum benchmark ASL productivity by way of choosing right people and minimal attrition.


? Process and Compliance ? To achieve the highest level of operational and compliance superiority along with top line numbers.??????????????


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Key Responsibilities

? To maintain relation with branch banking team in order to have smooth processing of Gold Loan cases??


? To recruit, train, induct ASL executive in the system and motivate them to increase gold loan portfolio in association with the Branch Banking channel.


? To ensure that all the compliance/operational process are being followed by ASL and branch banking team, Keep providing training and constant support for a healthy and hygiene portfolio


? To ensure that Top line numbers are met and required productivity level is also achieved as provided and guided by Central Team.





Qualifications

Optimal qualification for success on the job is:


? Graduate/ MBA (Marketing) preferred from a recognized institute.


? ?2-4 years of relevant work experience (preferably NBFC).





Role Proficiencies:

For successful execution of the job, a candidate should possess:


? Proven work experience in branch banking or channel sales


? Solid Relationship Building Skills with experince of channel sales, team management


? Strong problem solving skills and willingness to roll up one?s sleeves to get the job


? Skilled at working effectively with cross functional teams in a matrix organization


? Excellent written and verbal communication skills"????????????????????????????????????????????????????