Job Description

Credit Appraisal xe2x80x93 Underwriting/recommending of proposals for non-collateral/collateral backed education loan; Training- Provide training to CPAxe2x80x99s ; Delinquency Management for the location ; Vendor / Cost management xe2x80x93 managing the outsource agencies and ensure TAT is maintained by these agencies; PDD Management xe2x80x93 controlling and tracking PDDs through proper MIS for the location ; Quality Management in terms of Audit, Compliance and Hind sightingRoles & Responsibilities**Specific Responsibilities :**Credit Appraisal xe2x80x93 Underwriting/recommending of proposals for non-collateral/collateral backed education loan.Process xe2x80x93 Understanding process and policies and implementing the same to ensure smooth transactions.Training- Provide training to CPAxe2x80x99s so that they work in synergy with the companies policies and normsDelinquency Management for the locationVendor / Cost management xe2x80x93 managing the outsource agencies and ensure TAT is maintained by these agencies.Quality Management in terms of Audit, Compliance and HindsightingPDD Management xe2x80x93 controlling and tracking PDDs through proper
MIS for the location**Technical Competencies / Skills :**xc2xb7 Basic knowledge of loan underwritingxc2xb7 Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of propertyxc2xb7 Should be able to conduct personal discussions with clients ( self employed) independently and arrive at cash flow
analysis.xc2xb7 Good communication and report writing skillsxc2xb7 Basic knowledge of Banking Good Knowledge of computer applicationsQualification: MBA/CAEligibilityCA/MBA

Avanse Financial Services