Branch Credit Manager Consumer Credit Delhi

Year    Delhi, India

Job Description


  • Credit Appraisal - Underwriting/recommending of proposals for non-collateral/collateral backed education loan
  • Training- Provide training to CPAs
  • Delinquency Management for the location
  • Vendor / Cost management - managing the outsource agencies and ensure TAT is maintained by these agencies
  • PDD Management - controlling and tracking PDDs through proper MIS for the location
  • Quality Management in terms of Audit, Compliance and Hind sighting
Roles & Responsibilities**Specific Responsibilities :**
  • Credit Appraisal - Underwriting/recommending of proposals for non collateral/collateral backed education loan.
  • Process - Understanding process and policies and implementing the same to ensure smooth transactions.
  • Training- Provide training to CPAs so that they work in synergy with the companies policies and norms
  • Delinquency Management for the location
  • Vendor / Cost management - managing the outsource agencies and ensure TAT is maintained by these agencies.
  • Quality Management in terms of Audit, Compliance and Hindsighting
  • PDD Management - controlling and tracking PDDs through proper
  • MIS for the location
**Technical Competencies / Skills :**
  • Basic knowledge of loan underwriting
  • Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property
  • Should be able to conduct personal discussions with clients ( self employed) independently and arrive at cash flow analysis.
  • Good communication and report writing skills
  • Basic knowledge of Banking Good Knowledge of computer applications
Qualification: MBA/CA

Avanse Financial Services

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Job Detail

  • Job Id
    JD3444879
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Delhi, India
  • Education
    Not mentioned
  • Experience
    Year