Branch Credit Manager Chandigarh

Year Chandigarh, India

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Credit Appraisal - Underwriting/recommending of proposals for non-collateral/collateral backed education loan
Training- Provide training to CPAs
Delinquency Management for the location
Vendor / Cost management - managing the outsource agencies and ensure TAT is maintained by these agencies
PDD Management - controlling and tracking PDDs through proper MIS for the location
Quality Management in terms of Audit, Compliance and Hind sighting

Roles & Responsibilities**Specific Responsibilities :**

Credit Appraisal - Underwriting/recommending of proposals for non collateral/collateral backed education loan.
Process - Understanding process and policies and implementing the same to ensure smooth transactions.
Training- Provide training to CPAs so that they work in synergy with the companies policies and norms
Delinquency Management for the location
Vendor / Cost management - managing the outsource agencies and ensure TAT is maintained by these agencies.
Quality Management in terms of Audit, Compliance and Hindsighting
PDD Management - controlling and tracking PDDs through proper
MIS for the location

**Technical Competencies / Skills :**

Basic knowledge of loan underwriting
Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property
Should be able to conduct personal discussions with clients ( self employed) independently and arrive at cash flow analysis.
Good communication and report writing skills
Basic knowledge of Banking Good Knowledge of computer applications

Qualification: MBA/CA

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