Job Description

A "Bank Surveyor Executive" is responsible for conducting on-site inspections and assessments of potential loan collateral, like commercial properties or land, to evaluate their value and viability for lending decisions, ensuring compliance with bank regulations, and providing detailed reports to the loan team to inform credit risk assessments; essentially acting as a field expert on property valuation for the bank, often requiring extensive knowledge of local real estate markets and surveying techniques.Key responsibilities:Site Inspections:Conduct physical inspections of properties including commercial buildings, industrial facilities, and land parcels to assess their condition, functionality, and market value.Data Collection:Gather relevant information about the property through surveys, property documents, market research, and appraisal reports.Valuation Analysis:Analyze collected data to determine the fair market value of the property, considering factors like location, size, condition, comparable sales, and potential risks.Risk Assessment:Identify potential risks associated with the property, such as environmental concerns, legal issues, or structural deficiencies.Report Writing:Prepare comprehensive survey reports detailing findings, valuation conclusions, and recommendations for loan approval, including supporting documentation and photographs.Compliance Adherence:Ensure all surveys are conducted in accordance with bank policies, regulatory guidelines, and industry standards.Collaboration:Work closely with loan officers, credit analysts, and legal teams to provide insights and support during the loan process.Required Skills and Qualifications:Real Estate Expertise:Deep understanding of commercial real estate market trends, property valuation methodologies, and legal aspects of property ownership.Surveying Skills:Proficiency in using surveying equipment and techniques to accurately measure property boundaries and dimensions.Analytical Skills:Ability to interpret complex data, analyze market trends, and make sound valuation judgments.Communication Skills:Clear and concise written and verbal communication to effectively convey findings and recommendations to stakeholders.Technical Skills:Proficiency with relevant software for data analysis, mapping, and report generation.Professional Licenses:May require a real estate license or professional surveyor certification depending on location.Work Environment:Primarily field-based, requiring extensive travel to different property locations.
May involve working outdoors in various weather conditions.
Requires a high level of attention to detail and accuracy.

DGPRO Technology