Job Description

Job Title: AVP Credit Risk Location: Mumbai About Barclays Barclays is a British universal bank. We are diversified by business, by different types of customers and clients, and by geography. Our businesses include consumer banking and payments operations around the world, as well as a top-tier, full service, global corporate and investment bank, all of which are supported by our service company which provides technology, operations and functional services across the Group. Risk and Control Objective Take ownership for managing risk and strengthening controls in relation to the work you do Working Flexibly We\'re committed to providing a supportive and inclusive culture and environment for you to work in. This environment recognises and supports ways to balance your personal needs, alongside the professional needs of our business. Providing the opportunity for all our employees, globally to work flexibly empowers each of us to work in a way that suits our lives as well as enabling us to better service our customers\' and clients\' needs. Whether you have family commitments or you\'re a carer, or whether you need study time or wish to pursue personal interests, our approach to working flexibly is designed to help you balance your life. If you would like some flexibility, then please discuss this with the hiring manager, and your request will be reviewed subject to business needs Hybrid Working Structured hybrid role: At Barclays, we offer a hybrid working experience that blends the positives of working alongside colleagues at our onsite locations, together with working from home. We have a structured approach where colleagues work at an onsite location on fixed, \'anchor\', days of the week, for a minimum of two days a week or more, as set by the business area (or nearest equivalent if working part-time hours). Please discuss the working pattern requirements for the role you are applying for with the hiring manager. Please note that as we continue to embed our hybrid working environment, we remain in a test and learn phase, which means that working arrangements may be subject to change on reasonable notice to ensure we meet the needs of our business. Introduction: . Member of the \'Risk - Centre of excellence\', Credit Analysis team, which is responsible for credit risk analysis, monitoring and limits administration for corporate counterparties of Barclays. . Lead, engage and motivate a diverse team of credit analysts to deliver strategic, individual and operational business objectives/targets. Create an empowering environment for your people, encouraging individual ownership and initiative. . Ensure target achievement adhering to Service Level Agreements What will you be doing . Complete ownership of the assigned corporate portfolio. The role holder together with the team would be accountable for timely delivery of annual reviews, interim reviews, providing support on transactions, ongoing portfolio monitoring and performing any other ad-hoc portfolio related exercise. . To handle complex portfolio and undertake ongoing portfolio surveillance/monitoring encompassing the following key activities: o Undertake fundamental credit analysis on his/her portfolio of corporate credit counterparties: o Prepare annual/periodic credit reviews for submission to senior Risk Officers and Credit Committees o Handle deal and transaction flow including IBDC deals (M&A), conventional refinancing deals and derivative requests o Timely action on transaction-level limit requests received from Front office and Product areas via allocation from pre-agreed limit framework assigned by onshore credit officers (if any) o Ensure all relevant Credit Risk policies, standards and procedures are followed o Updating all credit risk systems to ensure that credit limits, internal grades and other credit parameters are aligned with the framework assigned by onshore credit officers o Investigating limit excesses if any, and escalating to the onshore credit officers and supporting stress test monitoring o Perform credit analysis on interim requests for credit facility amendments, and prepare analysis in support of interim headroom requests, for presentation to senior Risk officers for approval o Liaising and communicating with other departments to ensure documentation requirements are met o Undertake quarterly reviews on more complex and higher risk groups, including reporting on corporate credit counterparties which have been determined to merit more frequent credit review o Maintain data integrity of relevant Credit Risk systems (and perform monthly credit grade attestation o On-going monitoring of portfolio of industries for material developments affecting credit quality and the initiation of appropriate action. . The role holder will provide coaching and mentoring to junior colleagues, transferring skills and expertise as required ensuring delivery against targets and continuing professional and personal development . Assist and support on-shore teams in responding to information requests from our banking system regulators The role holder will control/co-ordinate team\'s work, allocating tasks, planning and monitoring progress, managing risks, issues and dependencies, ensuring awareness of responsibilities and securing commitment to successful delivery of specified tasks as per Service Level Agreements. What we\'re looking for: . Experience with leadership/managerial skills in a dynamic environment . Strong verbal & written communications and presentation skills . Experience in influencing and strong stakeholder management Skills that will help you in the role: . Relevant experience of credit analysis/research in another financial institution, preferably a major international bank. Knowledge of multiple regions / sectors / industries . Team Management experience is desirable. . Masters / Professional qualification such as MBA/ CA/ CFA or equivalent . Understanding of various banking products including revolving credit facilities, derivatives, LCs, Bank Guarantees, Receivable purchase facilities, etc. . Awareness of legislation affecting the Bank and customers (including Data Protection Act, Companies Act, Insolvency Act, Financial Services Act) . Good commercial experience working within Credit, preferably in an international banking environment. . Demonstrated team handling skills in the past Where will you be working Mumbai Be More at Barclays At Barclays, each day is about being more - as a professional, and as a person. \'Be More @ Barclays\' represents our core promise to all current and future employees. It\'s the characteristic that we want to be associated with as an employer, and at the heart of every employee experience. We empower our colleagues to Be More Globally Connected, working on international projects that improve the way millions of customers handle their finances. Be More Inspired by working alongside the most talented people in the industry, and delivering imaginative new solutions that are redefining the future of finance. Be More Impactful by having the opportunity to work on cutting-edge projects, and Be More Valued for who you are. Interested and want to know more about Barclays Visit home.barclays/who-we-are/ for more details. Purpose, Values and Mindset We deploy finance responsibly to support people and businesses, acting with empathy and integrity, championing innovation and sustainability, for the common good and the long term. Our values underpin everything we do: Respect, Integrity, Service, Excellence and Stewardship. Respect We harness the power of diversity and inclusion in our business, trust those we work with, and value everyone\'s contribution. Integrity We operate with honesty, transparency and fairness in all we do. Service We act with empathy and humility, putting the people and businesses we serve at the centre of what we do. Excellence We champion innovation, and use our energy, expertise and resources to make a positive difference. Stewardship We prize sustainability, and are passionate about leaving things better than we found them. Our Mindset shapes how we take action, living by our Values, driven by our Purpose, always with our customers and clients at the heart of what we do our Mindset is to Empower, Challenge and Drive. Empower Trust and support each other to deliver. Make decisions with those closest to the topic. Include diverse perspectives. Celebrate success and learn from failure. Challenge Question whether things can be done better. Use insights based on data to inform decisions. Be curious about how we can adapt and improve. Speak up and be open to alternative viewpoints. Drive Focus on outcomes. Deliver with pace. Be passionate and ambitious about what we do. Take personal responsibility. Actively build collaborative relationships to get things done.

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