Job Description

Job RequirementsRole/Job Title: Associate Relationship Manager-Personal LoanFunction/Department: Rural BankingJob Purpose:To Start Personal Loan in Rural Market and service and source the product.Primary Responsibilities:

• Identifying Business owners / entrepreneurs in the defined catchment and identifying / assessing their business loan needs.
• Map out prospects in the town to scope business potential.
• Disburse Personal loans based on needs assessment.
• Conduct end-use checks as specified post disbursal of loans.
• Achieve monthly and annual loan booking targets.
• Cross-sell products and services to both new and as well as existing customers as per their lifestyle, risk profiling and requirements.
• Contribute to penetration of liabilities business in Rural markets through lead generations and account opening as per needs of customer.

Secondary Responsibilities:

• Maintain high collections efficiency through discipline and drive.

• Preparation of accurate documentation of loans.

• Coordinate with operations officer to ensure timely data entry.

• Nudge behavioural changes in customers to move towards online banking.

• Ensure compliance as per the bank requirements.

Education Qualification:Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate.Experience: 0 to 2 years of relevant branch banking experience.

IDFC FIRST Bank