Job Description

Role:As part of this vision, InCred\xe2\x80\x99s objective is to establish and significantly grow it\xe2\x80\x99s personal lending products portfolio - distributed both via digital aggregation partner platforms as well as via building out a direct to consumer brand. We are looking to provide a plethora of solutions to retail consumers to fund their varied needs - from short term cash advances, longer-term personal loans funding, flexible lines of credit to balance transfer loans from more expensive forms of credit.We are seeking to hire a Product Manager with the responsibility to:1) Establish InCred as a major player and brand in the digitally distributed personal lending space (0 to 1 opportunity)Key responsibilitiesVision and alignmentThe APM will help craft, flesh out, and align leadership to the long-term strategy, roadmap and operating plans towards making InCred a market leader in the personal lending space.Build a strong market value proposition and evangelize the roadmap and operating plan within the company to iteratively drive strong alignment within diverse stakeholder groups.Working backwardsHe/She will be responsible for understanding and researching customer pain points, their expectations and existing gaps in the industry to come up with a stream of improvements and new product features, partner with department heads and key stakeholders for aligning on UX improvements, underwriting innovations, sales experiments and marketing strategy to learn what works and doesn\xe2\x80\x99t as well as to double down on the winning experiments/strategy to scale the product(s).Execution excellenceHe/She will be responsible for prioritization of items on the roadmap and pre-aligned operating plans - tracking delivery of agreed to deliverables from a product and engineering perspective.This individual will raise the bar in his/her team for upfront product discipline (knowing the why and the what, tight vertical/MVP slicing of scope to deliver value fast) as well as for backend product discipline (product demos, documentation, ZERO bugs, NFR requirements etc)Go-To market strategy and executionHe/She will be expected to work closely with internal and external sales, biz dev and digital marketing teams to align on go-to market strategies including - digital marketing and brand campaigns, above the line marketing campaigns (TV, offline billboards etc), pre-approved programs with the existing channel partners, striking new partnerships for sourcing access to preferred customers, our D2C strategy and then drive relentless execution against our aligned strategy.The ideal candidate will have:BTech/BE. MBA preferredTotal 2-3 years experience with 1 year in a startup environment(Preferable in Lending)Experience in direct to consumer financial services setting a huge plusFintech lending experience, especially in an Indian contextFantastic communication skillsComfort with ambiguity and fast paced environmentClearly demonstrable impact in past rolesIntellectual curiosity/agilityA great attitude

InCred Financial Services