Job Description

Job descriptionSome careers have more impact than others.If youre looking for a career where you can make a real impression, join HSBC and discover how valued youll be.HSBC is one of the largest banking and financial services organisations in the world, with operations in 62 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions.We are currently seeking an experienced professional to join our team in the role of Associate.Principal responsibilities

• The incumbent will be required to work extensively in an integrated team environment to support deal origination.
• Lead projects of global scale and impact requiring liaising with senior stakeholders, cross-functional teams and translating business requirement into IT requirements
• Support the frontline bankers (Global Banking & Commercial Banking) in the origination of credit and lending transactions to model complex structures correctly in pricing system
• Perform detailed analysis on origination pricing data to prepare reports providing insights about pricing trends, methodology etc.
• Work on projects on enhancing the pricing platform in terms of functionality and calculation methodology
• Carrying out impact analyses of new methodologies and driving them through the relevant approval processes
• Build strong understanding of Basel norms and key risk & return metrics - such as Expected Loss, Exposure at Default, Probability of Default, Credit Risk Rating and Loss Given Default, Risk Weighted Assets(RWA), Return on RWA, Economic Profit etc.
• Develop in depth understanding of the pricing mechanism, pricing tool and the drivers of the risk exposures

Requirements

• Must have 4-6 years of relevant work experience
• MBA in Finance from a reputed institute or related degree
• Understanding of Basel norms/Risk Weighted Assets is highly desirable
• Good understanding of credit risk concepts and risk & return profitability measures
• Good understanding of corporate finance, banking and associated Bank book products & trading-book products
• Competency in Microsoft office applications, especially MS Excel, MS-Access and Power-point presentations
• Knowledge of working with SAS/ SQL/Python, R or any other programming language is desirable
• Graduate level qualification in any of these disciplines (B.E/B.Tech/BBA/BBM/B.com/B.Sc)
• Excellent communications - written and verbal and interpersonal / team skills

Youll achieve more when you join HSBC.HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.***Issued by HSBC Electronic Data Processing (India) Private LTD***

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