Job Description

Job description

Some Careers grow faster than others.

If you\xe2\x80\x99re looking for a career where you can make a real impression, join HSBC and discover how valued you\xe2\x80\x99ll be.

HSBC is one of the largest banking and financial services organizations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realize their ambitions.

We are currently seeking an experienced professional to join our team in the role of Assistant Vice President - Wholesale Credit

Work Location- Kolkata and Hyderabad

Department Overview

Wholesale Credit & Market Risk [WMR] is responsible for the approvals, policies, portfolio management and reporting on the Group\xe2\x80\x99s Wholesale Credit and Market Risk exposures.

The UK Corporate Approvals HYD/KOL team supports HBEU WMR by performing credit approvals / recommendation for relationships falling within the Large Corporate / Global Banking portfolio of HSBC UK and extends to other sites across HBEU. The role entails reviewing credit submissions, challenging the Relationship Manager\xe2\x80\x99s proposition where required and approving / recommending a lending position within delegated authority after suitably mitigating the Bank\'s risks.

Roles and Responsibilities

The role holder will have the following broad responsibilities:-

• Analyze new / existing corporate counterparties in the Large Corporate / Global Banking Segment of UK/other HBEU sites and approve / recommend a lending position within appropriate delegated credit authority.
• Work independently on credit proposals to reach a solution in close and constructive collaboration with colleagues within WMR Centre of Excellence(CoE), Wholesale Credit Risk and Business Teams in HSBC UK / other HBEU sites.
• Participate in credit / risk meetings with Front Office / HSBC UK / other HBEU site WMR colleagues.
• Closely monitor risk events and be able to timely escalate to management.
• Prepare for audit, regulatory initiatives and internal projects pertaining to credit risk management
• Represent WMR CoE in Shared Services and New Business initiatives where required

Requirements

• Academics \xe2\x80\x93 Graduate degree in commerce/ economics/ management/ engineering. Qualifications in Finance/ CA/ ICWA/ CS/ CAIIB preferred.
• 7+ years of relevant experience in Corporate Segment in a reputed Bank/ Financial Institution.
• Strong experience in SME/Mid corporate/ Large corporate appraisal and approvals
• Strong understanding of financial statement analysis and credit lending products
• Strong analytical skills to quickly interpret data & facts to arrive at meaningful conclusions
• Excellent interpersonal, English communication and negotiation skills
• Customer centric mind-set
• Resilience to work under pressure to meet aggressive deadlines.

You\xe2\x80\x99ll achieve more at HSBC

HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role.\xe2\x80\x9d

Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

***Issued By HSBC Electronic Data Processing (India) Private LTD***

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