Job Description

About BNP Paribas Group: BNPParibas is a top-ranking bank in Europe with an international profile. It operates in 71 countries and has almost 199000 employees. The Group ranks highly in its three core areas of activity: Domestic Markets and International Financial Services (whose retail banking networks and financial services are grouped together under Retail Banking & Services) and Corporate & Institutional Banking, centred on corporate and institutional clients. The Group helps all of its clients (retail, associations, businesses, SMEs, large corporates and institutional) to implement their projects by providing them with services in financing, investment, savings and protection. In its Corporate & Institutional Banking and International Financial Services activities, BNPParibas enjoys leading positions in Europe, a strong presence in the Americas and has a solid and fast-growing network in the Asia/Pacific region. About BNP Paribas India Solutions: Established in 2005, BNP Paribas India Solutions is a wholly owned subsidiary of BNP Paribas SA, a leading bank in Europe with an international reach. With delivery centers located in Bengaluru, Chennai and Mumbai, we are a 24x7 global delivery center. India Solutions services three business lines: Corporate and Institutional Banking, Investment Solutions and Retail Banking for BNP Paribas across the Group. Driving innovation and growth, we are harnessing the potential of over 6000 employees, to provide support and develop best-in-class solutions. Job Title Loan Service Middle Officer Date May 2023 Department ITO - Credit Ops - Loan Service Middle Office Location Mumbai Business Line / Function Credit Operations Reports to Hierarchical HOD Grade (if applicable) NA Functional HOD Number of Direct Reports N/A Directorship / Registration NA Position Purpose The Loan Service team sits with the Credit Operations department within CIB IT and Operations in the bank. The Loan service team manages the events within the life cycle of a loan once a credit facility has been granted to a client (primarily corporate clients) and is split into 2 functions: the middle office function and the back office function. The responsibilities highlighted hereunder is part of the middle office function. Direct Responsibilities Management of the life cycle of a corporate loan in the Loan Service Middle Office team: - Consisting of vanilla loans, syndicated loans and bilateral structured loans. - Ensures all processes and controls related to pre-booking (limit check, callback, etc) are performed in accordance with the team\'s established operational procedure and within the internal control framework of the bank. - Communicates client\'s request to Treasury team to ensure the client\'s request is properly funded before actual drawdown. - Management of the loan lifecycle in the bank\'s internal system in accordance with the client\'s instruction. - Manages the post-booking loan events such as fee management, invoicing, chasing. - Liaises with relevant stakeholders of the bank in case of abnormal events. - Applies exceptional procedures as designed by the team where needed. - Reporting and management of loan provisioning process in close co-ordination with Finance and dedicated front office desks for handling such types of loans. Ensures operational excellence. - Ensures timeline escalation and reporting of anoamlies/incidents. - Continuously ensures the operating procedures are reviewed and updated. Change management tasks - Support and/or contribute to change initiatives (regulatory, internal, etc), as requested by the regional/global Credit Ops office. - Contribute to all internal and external audit audit missions. Contributing Responsibilities Technical and Behavioral Competencies required Good knowledge of the loan products and business lines. Some accounting knowledge Excellent command of MS Office (Excel + Word). Planning & Organization skills (setup and follow schedules). Oral and written communication skills (internal and external, from Business lines to Back Office). The candidate shall be resourceful, willing to take responsibilities and accountabilities and work with all levels of the organization in order to fulfill expected duties. Accuracy and commitment to the job are key requirements of the job. Experience and Qualifications required Minimum 7 years of relevant working experience Diploma holder Meticulous and attentive to details Open to team work / team spirit Common sense / Ability to learn from experience Experience and Qualifications required Education Level: Bachelor Degree or equivalent ( = 3 years) Experience Level: At least 7 years

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