Job Description

A Position Overview Position Title AM Department Underwriting Level/ Band Role Summary : 1. Risk assessment and placement of profitable lives on company books. 2. Ensure due diligence in underwriting practices and risk evaluation to ensure mortality assumptions are on track. 3. Evaluate emerging trends, competition practices, formulate options and propose recommendations on guideline to senior management. 4. Maintain Group QC & Reinsurer portfolio management. 5. Review procedures and ensure for compliance in line with IRDA, Internal guidelines, reinsurance requirements. 6. SOP revamping and updation 7. UAT for Group Products and Group system/application 8. Internal & External audit management of the specific underwriting portfolio. B Organizational Relationships Reports to Manager/Senior Manager Supervises NA C Job Dimensions Geographic Area Covered Stakeholders Internal PAN INDIA External D Key Result Areas . UAT, Group Projects, System Enhancements, MPH onboarding management . Review UW Guidelines and treaty guidelines . Production . PIV RCU review for Group cases G Skills Required Technical Behavioral Essential Desired Interpersonal skills Desired Communication skills Desired Creative thinking skills Desired Supervising/Leadership skills Essential Teamwork Skills Essential Influencing skills Desired Relationship Building skills Essential Decision making skills Desired H Incumbent Characteristics Essential Desired Qualification Grad /Post Grad form Science/Medical Stream Experience Minimum experience -5 years in Life Underwriting. Experience in Managing/Underwriting life and group Insurance ( both Employer employee and Credit ) will be preferred. Current employment in life Insurance underwriting only should apply (Candidate with Group Underwriting is preferrable) Minimum Sign off limit -2cr INR

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