Job Description

Job Summary

• Processing sanction & disbursals for Mortgage, BIL, LAP products.
• Maintain assigned MIS related activities.

Business

• Ensure accurate posting of transactions in ebbs , e-branch and PSGL within self allotted authorities and for over limit after obtaining the necessary approvals with appropriate vouchers signed off.
• Ensure error free processing for all WM transactions,S2O application, CBOS system , Account opening process assigned to your job role and avoid any operational loss.
• Ensure processing & adherence to internal/external policies while reviewing/verifying documents pertaining to Loans, Account Opening and Disbursal related processes.
• Adherence to the RBI/Regulatory guidelines in case of PIS, NR, FCY, FCRA, WM and CDD while transaction postings.
• Ensure proper updation of all registers/system updation on a daily basis as applicable.
• Maintain and provide Mansys data correctly and promptly to the concerned.
• Record Archival as per laid down process/timelines

• Maintain assigned MIS related activities.
• Effective delegation capabilities which ensures development of subordinates
• Effectively manage PIPs of underperformers.
• Effectively manage team to control attrition to minimum level.

Processes

• Identifies opportunities for process improvements and remove process bottle necks .
• Assess process health (through key metrics) & identify broken processes that requires redesign
• Uses customer/stakeholders feedback to continuously re1 engineer processes
• Successfully implements best practices into own team and migrate them to other teams/ units
• Uses customer feedback to continuously re1engineer processes using digitization and straight through process approach.

• Work with multiple teams ( Technology and Operations) to arrive at the end state process Understands the various components in dept's financials and able to highlight improvement areas including contribution to cost-save measures
• Good understanding of the various components in the dept's financials and be able to plan initiatives to influence trends

People & Talent

• Understands the various components in dept's financials and able to highlight improvement areas including contribution to cost-save measures
• Good understanding of the various components in the dept's financials and be able to plan initiatives to influence trends

Risk Management

• Establishes a performance culture around Risk Management using root cause analysis and corrective action planning as key
• elements of operational risk management Proactively identifies, assesses and mitigates risk issues
• Establishes a clear, well tested continuity plan
• Manages process requirements of risk mgmt. framework
• Ensures appropriate follow through of audit findings

Governance

• Elements of operational risk management Proactively identifies, assesses and mitigates risk issues
• Establishes a clear, well tested continuity plan
• Manages process requirements of risk mgmt. framework
• Ensures appropriate follow through of audit findings

Regulatory & Business Conduct

• Display exemplary conduct and live by the

. * Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.

• Lead the India Lending Operations west team to achieve the outcomes set out in the Banks Conduct Principles
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
• BCSBI & RBI
• Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association

Key stakeholders

• Retail Onboarding team

Other Responsibilities

• Job holder is responsible to monitor all the activities of Mumbai Operations Unit for Lending activities.
• Job holder is accountable to maintain constant vigil over checks and controls in specific areas including Process system, regulatory guidelines, Internal policies etc and bring out exceptions / gaps in a timely manner in order to remediate and address root causes.
• Job holder is responsible to ensure end to end processing of assigned following activities/products in line with agreed SLA &TAT.

Qualifications * Graduate from any stream.

• 2-3 working years experience as a team leader in operations section.
• Preferred with specialisation in the unit being deployed.

Role Specific Technical Competencies

• Manage Conduct
• Manage Risk
• Manage People

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we\'ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can\'t wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you\'ll see how we value difference and advocate inclusion. Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
• In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
• Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you\'ve applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

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