Area Sales Manager Home Loans Lig/mig

Year    Chandigarh, India

Job Description


:Role/ Job Title: Area Sales Manager - Home Loans PrimeFunction/Department: Retail BankingJob Purpose:The role entails scaling up the business for the Home Loan lending for a designated area by delivering banking needs to the customers in the most cost efficient and technology effective manner. Role will closely collaborate with Retail team - product head, operations, sales, Information technology, credit, business intelligence unit for same. This role encapsulates the responsibility of providing a seamless and fulfilling customer experience and ensuring IDFC First becomes the primary bank for all banking needs.Roles & Responsibilities:

  • Acquisition of Home loan customers in the identified segment and reference generation from the specified catchment area.
  • Grow the asset under management base for home loan lending solutions and ensure that the overall revenue, cost, profitability and portfolio quality targets are met.
  • Collaborate with the product head home loan to ensure that the customers are offered the best-in-class solutions funding or multi-funding requirements and key direct sales team are appropriately incentivized.
  • Design channel mix strategy and develop constructive relationships with digital marketplace partners and key alliances.
  • Design a fulfilling customer journey leading to customer delight and making IDFC FIRST their banking partner of choice.
  • Oversee distribution channel success through relationship manager training, enablement, integration of alliance channels, improved turnaround time, focused intervention on low productivity locations etc.
  • Ensure the successful adoption of internal compliances and regulatory framework across the business.
  • Collaborate with the Head of Collections to drive down the net credit loss and delinquency metrics.
Education Qualification (Fulltime):Graduation: Bachelor\'s in engineering / Technology / Math\'s / Commerce / Arts / Science / Biology / Business / Computers / Engineering / ManagementPost-graduation: MBA, PGDMExperience: 5 to 10 years of experience in home loans low-income group or middle-income group.

IDFC FIRST Bank

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Job Detail

  • Job Id
    JD3350835
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Chandigarh, India
  • Education
    Not mentioned
  • Experience
    Year