Area Credit Manager Support Services Credit

Year Ahmedabad, Gujarat, India

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:Area Credit Manager

Evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for the particular customer.
Lead a team of Credit Managers to ensure smooth processing of Auto loan applications for locations assigned
Engage in development, implementation and review of products based on the market peculiarities which will facilitate business, with adequate mitigants with regard to risk.
Providing training and coaching to upgrade the competency of team and improving processing efficiency
Actively involved in portfolio management which includes understanding the market and monitoring the portfolio.
Monitoring delinquency parameters through constant interactions with the collections team, analysing trends and suggesting learnings out of the same.
Having Good knowledge of interpretation of financials statements
Having decent understanding of the locations / geographies of locations

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