Area Credit Manager

Year    HR, IN, India

Job Description

Experience: Min 3 years in NBFC / Banking sector in SME / mortgage business

(0nly More then 3 Year experience Candidates Are eligible Freshers not Allowed )

? Comprehensive analysis of credit proposals of small and micro business and preparation of credit appraisal memos for

recommendation to sanctioning authorities, in accordance with prescribed policies and processes.

? Analysis of applicant's (proposed borrowers) credentials including but not restricted to Personal Discussions/Unit visits, cash

flow analysis, financial analysis, reference checks, dedupes, hygiene checks, verifications, etc

? Follow up and coordination with vendors for Legal, Technical, RCU, FI etc

? Role based entries of loans into Loan Management System/Loan Origination System

? Management Information and Reporting for status of loan applications throughout the lifecycle of the loan

? Assisting NCM/CRO for all compliance matters

? Perform other duties and projects as assigned

Skills Required:

? Knowledge and understanding of SME / mortgage business.

? Knowledge and understanding of financial analysis techniques.

? Excellent analytical skills, ability to make credit proposals.

? Ability to define problems, collect data, establish facts and draw valid conclusions

? Proficiency with MS Excel, word and power point.

Experience: Min 3 years in NBFC / Banking sector in SME / mortgage business

Min. Qualification: Graduate. CA /MBA (Finance)/Related experience will be given preference.

Job Type: Full-time

Pay: ?400,000.00 - ?600,000.00 per year

Schedule:

• Day shift
• Morning shift

Education:

• Bachelor's (Preferred)

Experience:

• total work: 1 year (Preferred)

Work Location: In person

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Job Detail

  • Job Id
    JD3402175
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Contract
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    HR, IN, India
  • Education
    Not mentioned
  • Experience
    Year