Review Income calculation based on documents provided by borrower
Audit Loss mitigation document for their Completeness and derive necessary information for Review
Audit Income document and other supporting documents required calculate borrower income
Review loan eligibility for Modification, Re-payment plans (Forbearance) and Reinstatement, and generate Denial letters as per the investor Guideline
Identify Errors and Kickback the loans for corrections with detailed explanation
Identify Process Gap and have that raised for resolution
Identify trends in Errors and provide Suggestion/Action plan to curb these Errors
TimeLine management, tracking loans as per there compliance/regulatory timeline and ensuring that loan modification resolution is provided with the set timeline by prioritizing the loan and ensure completion.
Workflow management, analysing the inflow from different workflow queues and prioritize for review
Process change/updates are implemented in the loans review within timeline
Qualifications:
Bachelor\'s degree in any discipline
Applicants must have a minimum of 1 year of work experience in mortgage industry
Knowledge and expertise/skills required:
Knowledge of Mortgage Basics
Knowledge on Mortgage Documents, Review of Income Documents, Income Calculation,
Strong written and verbal communication skills
Strong analytical, logical approach and data management skills
Ability to handle appeals/rebuttals independently
Knowledge of MS Office (Excel, Word, Powerpoint)
Other Requirements:
Work from Office - Bangalore
Work in Night Shifts 6.30 pm to 3.30 am IST
Comfortable with flexible work timings including India late night shift to cover PST clients and willingness to stretch