Job Description

About MUFG Global Service (MGS)MUFG Bank, Ltd. is Japans premier bank, with a global network spanning in more than 40 markets. Outside of Japan, the bank offers an extensive scope of commercial and investment banking products and services to businesses, governments, and individuals worldwide. MUFG Banks parent, Mitsubishi UFJ Financial Group, Inc. (MUFG) is one of the worlds leading financial groups. Headquartered in Tokyo and with over 360 years of history, the Group has about 120,000 employees and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing.The Group aims to be the worlds most trusted financial group through close collaboration among our operating companies and flexibly respond to all the financial needs of our customers, serving society, and fostering shared and sustainable growth for a better world. MUFGs shares trade on the Tokyo, Nagoya, and New York stock exchanges.For more informatAboutUsMUFG Bank, Ltd. is Japans premier bank, with a global network spanning in more than 40 markets. Outsideof Japan, the bank offers an extensive scope of commercial and investment banking products and servicesto businesses, governments, and individuals worldwide. MUFG Banks parent, Mitsubishi UFJ FinancialGroup, Inc. (MUFG) is one of the worlds leading financial groups. Headquartered in Tokyo and with over360 years of history, the Group has about 120,000 employees and offers services including commercialbanking, trust banking, securities,credit cards,consumerfinance, assetmanagement, andleasing.The Group aims to be the worlds most trusted financial group through close collaboration among ouroperating companies and flexibly respond to all the financial needs of our customers, serving society, andfostering shared and sustainable growth for a better world. MUFGs shares trade on the Tokyo, Nagoya, andNewYorkstockexchanges.Formoreinformation,visithttps://MUFGGlobalService PrivateLimitedEstablishedin2020,MUFGGlobalServicePrivate Limited(MGS)is100%subsidiaryofMUFGhaving officesin Bengaluru and Mumbai. MGS India has been set up as a Global Capability Centre / Centre of Excellencetoprovidesupportservices acrossvariousfunctionssuchasIT,KYC/AML,Credit,Operationsetc.toMUFGBank offices globally. MGS India has plans to significantly ramp-up its growth over the next 18-24 monthswhile servicingMUFGsglobal network acrossAmericas,EMEA and AsiaPacificAbouttheRolePositionTitle:AnalystCorporateTitle:AnalystReporting to: Manager or Assistant Vice President or Vice PresidentLocation:BangaloreJob ProfilePositionDetail:This individual will be responsible for conducting periodic KYC reviews/New Business Onboarding/Ad-hocreview for all MUFG Bank and MUFG Securities booking to EMEA region, these are primary FinancialInstitution, Banks, Corporates, and Individual customers (existing & new business relationships). The rolewill require to perform customer Due Diligence based on the required regulatory standards, including,Screening(Bribery,Corruption,Adverse Media&Sanctions),Regulatoryclassificationandothersuitabilityassessmentslikeriskandenhance duediligencebasedon scenario.The individual will work under MESI leadership to ensure effective and time bound due diligence iscompletedoncaseswithinrequiredSLA.RolesandResponsibilities:

• Individual will be responsible to conduct Know Your Customer (KYC) Operations services includingCustomer Due Diligence (CDD) for New to Bank or Existing Clients based on standard operatingprocedures(SOP),Operating manuals(OM)asdefinedbythelocal, regional, andglobalFCTeams.
• These responsibilities include, but are not limited to providing support in conducting, the items listed belowas per SOPsandmaybeamended fromtimetotime:
• Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) profile production for Head OfficeandotherGlobalbranches/affiliates/Corporates/Financialinstitution/Funds/Bank/individuals.
• Checking client information through publicly / internally available sources which ae sourced byanalyst.
• Prepare&checktheKYCquestionnaire,emailsor callswithClient for outreachprocess
• Checking screening performed by analyst in accordance with Bank policy and escalate true hits toAdverse Findings
• Complete&reviewCDDandEDDprofilestoapre-determinedreviewschedulein atimelymanner
• Assist the business where changes occur to existing customer profiles, by taking appropriate actions(i.e ., EventDriven Reviews,administrativetriggers,escalations)
• Complete relevant Identification, Verification and Bribery/Corruption checks for prospective transactions for existing or new to bank Clients to identify potential reputational, business, PEP(Politically Exposed person),adverse media hitsand Sanctionrisks etc.
• Liaise and connect directly with Clients, Sales, Relationship Manager, onshore teams and Local AccountOfficerwithin Clientmanagementand KYCteams and assistwhere appropriate.
• Timely and proactive escalation and resolution of issues, working closely with local and regionalmanagement.
• Drive to build knowledge within the Anti-Money Laundering sector and to understand the rationale forunderlying policyrequirements.
• Assist othermembers oftheteamand work onadhocprojectswherenecessary

JobRequirements:SKILLSANDEXPERIENCE:Functional/TechnicalCompetencies:

• StrongKYCendtoendknowledgefor Low, MediumandHighrisk clients
• STRONGCommunicationskillsbothWRITTENandVERBALtointeractwithClients/RMs/Salesandotherstakeholders
• Attentiontodetail isessential
• TechnicalknowledgeofvariousClient types&their structuresuchasFinancialInstitution,Corporates,Bank, Foundations,Trust,Charity, Jointventuresand SpecialPurposeVehicle etc.

WorkExperience:

• Person should have a bachelors degree in any stream, any certification/diploma in AML/KYCdomain wouldbeanaddedadvantage.
• 2 to 4 years experience in AML Compliance & KYC preferably within the financial services industrywith experienceconducting EDD onforeignfinancialinstitutions.
• Experience reviewing comprehensive documents like complex ownership structures and WolfsbergQuestionnaires,variousorganizationaldocumentslike MOA/AOACOI etc.
• Strong working knowledge of AML/Sanctions laws and regulations relative to money laundering andterrorist financing and the ability to apply this knowledge in assessing transaction activity andcustomerprofiles.
• Must be able to multi-task, adapt well to changing priorities, and effectively prioritize workflow tomeet critical deadlines.
• Criticalthinking andproblem-solving skillsamust.
• Abilitytoworkinafast-paced,demandingenvironmentandmustworkwellunder pressure.
• Theability andwillingnesstoworkbothindependentlyandinateam, environmentisrequired.
• Maintainseffectiveworking relationshipswithkeybusinesspartners.
• Familiarity with Actimize and other financial crime, risk and compliance applications would bepreferred.
• EffectiveInternet andresearchskills andusageofthird-partytools.
• DecentknowledgeinMicrosoftExcel / word.
• DegreeandAMLrelatedcertificationspreferredorequivalentworkexperience.

EqualOpportunityEmployer:TheMUFGGroup iscommittedtoprovidingequalemploymentopportunitiestoallapplicantsandemployeesand does not discriminate on the basis of race, colour, national origin, physical appearance, religion, genderexpression,gender identity,sex,age,ancestry,marital status,disability,medical condition,sexualorientation,genetic information, or any other protected status of an individual or that individual's associates or relatives,oranyotherclassification protectedbytheapplicable laws.

MUFG