Job Description

Established in 2019, CS India is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India's huge gap for credit, especially with underserved and under penetrated segments of the population.



Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. CS India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings.



Currently, CS India has a branch network of 45 physical offices, 1.2 million active loans, an AUM of over US$1.5B and an employee base of about 1,000 people.



Credit Saison India (CS India) is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact.



Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people.



Based in Singapore, over 1,000 employees work across Saison's global operations spanning Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil.



Saison International is the international headquarters (IHQ) of Credit Saison Company Limited, founded in 1951 and one of Japan's largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange. The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment.

More about us on https://www.creditsaison.in

Job Responsibilities:

Ensure loan onboarding as per Process ,Policy & Compliance guidelines.

Regular review of onboarding process wrt to Risk/controls and suggest improvements.

Provide operations support to business in terms of loan onboarding within TAT and Quality.

Track file NFTR and skewness to improve the same and achieve productivity & throughput.

Internal stakeholder management and develop processes / standard operation procedures

to ensure seamless loan onboarding.

Should be capable of thinking of continuous improvement driven by insights to improve

processes.

Should be able to juggle multiple requests, prioritize deliverables according to the business requirements.

Professional Qualifications:

7-10 years of experience in Retail lending (Unsecured/Secured) in Onboarding process in Bank/NBFC.

Knowledge of E2E loan life cycle from Onboarding to Loan servicing

Experience in managing large scale volumes at Central /Zonal Ops level.

Functional knowledge of LOS & LMS applications & Basic /Intermediate excel and other MS office tools

Great analytical, reasoning abilities, communication and presentation skill required to excel in the job

Educational Qualifications:

Full time Graduate/ Part time Post-graduate from recognized University.